Shopping Cart
Your Cart is Empty
There was an error with PayPalClick here to try again
CelebrateThank you for your business!You should be receiving an order confirmation from Paypal shortly.Exit Shopping Cart

Muni Insurance, inc.

Muni's Blog

5 good reasons to buy Renter's Insurance

Posted on February 17, 2018 at 9:10 PM

1.  It's affordable.  

The average Renter's insurance policy costs about $187 per year which is about 51 cents per day.  The average cost is based on factors such as where you live, how much coverage you desire, etc.  Adding a renter's policy to your existing Auto policy is almost equivalent to what you spend on your towing, glass & rental coverage.  

2.  It covers losses to personal property.

What happens to all of your belongings if there is a fire? A renter’s insurance policy protects against losses to your personal property, including clothes, jewelry, luggage, computers, furniture, and electronics. Even if you don't own much, it can quickly add up to a lot more than you realize – and a lot more than you'd want to pay to replace everything. 

Renter's policies protect against a surprisingly long list of perils. A standard HO-4 policy designed for renters, for example, covers losses to personal property from perils including:

Damage caused by aircraft

Damage caused by vehicles


Falling objects

Fire or lightning

Riot or civil commotion



Vandalism or malicious mischief

Volcanic eruption

Weight of ice, snow or sleet

Windstorm or hail

Damage from water or steam from sources including household appliances, plumbing, heating, air conditioning or fire-protective sprinkler systems


3.  It provides liability coverage

Liability coverage is also included in standard renter’s insurance policies. This provides protection if someone is injured while in your home or if you (or another covered person) accidently injure someone. It pays any court judgments as well as legal expenses, up to the policy limit.

4.  It covers your belongings while you travel

Renter's insurance covers your personal belongings, whether they are in your home, car,or with you while you travel. Your possessions are covered from loss due to theft and other covered losses anywhere you travel in the world. Check your policy or ask us for details on what constitutes "other covered losses."

2017 Example of this coverage:   We had a client returning from a road trip with her family.  They were extremely tired upon returning from their road trip and left their suitcases in their car.  Their car was stolen that night.  Their renter's policy covered all of their personal belongings even though the belongings were not in their home.  

5.  It may cover additional living expenses.  

Imagine there is a fire in your apartment and now you have nowhere to go. If your home becomes uninhabitable due to one of the covered perils, your renter's insurance policy may cover “additional living expenses,” including the cost associated with living somewhere else temporarily, food and more. Check with your policy to find out how long it will cover additional living expenses, and if it caps the amount the company will pay.

Bundle your Auto with Renter's Insurance....not only will it be affordable, but offer peace of mind at a very low price.  Contact one of our agents (203) 527-3669


Categories: Renter's Insurance, Home Insurance, Discounts

Post a Comment


Oops, you forgot something.


The words you entered did not match the given text. Please try again.


Reply ncgrassfed
12:24 AM on September 28, 2021 
new york yankees hat rack urban dictionary nike sportswear air max 90 ultra moire schwarz yankees green hat for cheap nike air max 95 360 sort and hvid motorsport 4s alternate new balance on feet
Reply tealsolar
9:56 PM on September 27, 2021 
pandora elevated heart necklace rose gold jordan 14 oxidized superstar bold blanche femme new york yankees hat picture id michael kors crossbody bag clearance adidas yeezy boost white black
Reply tuadventure
3:39 PM on September 27, 2021 
charm pandora aladdin onitsuka tiger mexico 66 sort hvid nike blazer sort and red texas rangers boonie hat reviews michael kors jet set pocket tote asics 2000 7 blanc
Reply carasello
10:57 AM on September 27, 2021 
air max x sean wotherspoon jordan 11 schwarz green nike kobe 10 peach jam 90 purple dress lucy in the sky rose tulle dress physiological footwear
Reply Tedthone
1:45 AM on September 18, 2021 
tadalafil 5mg buy order prescription viagra online nexium 40 mg coupon best price cialis 20mg australia
Reply Yonthone
1:31 AM on September 18, 2021 
viagra canada online pharmacy provigil order online canada how can you get viagra over the counter how to buy modafinil australia india tadalafil capsule cheap
Reply Teothone
5:08 PM on September 17, 2021 
best sildenafil pills how much is 20 mg cialis sildenafil for sale uk best sildenafil 20mg coupon synthroid buy pharmacy viagra pills prescription viagra pill 100mg
Reply Yonthone
11:51 AM on September 16, 2021 
cialis without rx tadalafil generic cialis sildenafil generic cost of cialis per pill price of bupropion cialis low price motilium purchase online
Reply Tedthone
5:20 AM on September 16, 2021 
otc cialis 2018 medical pharmacy west hydroxychloroquine tablets 10 mg zofran 8 mg tablet ventolin pharmacy purchase viagra usa soft tabs cialis
Reply Tedthone
5:18 AM on September 16, 2021 
online canadian pharmacy coupon cheapest price for sildenafil 20 mg cialis daily cost in india canadian pharmacy viagra pills cialis no rx
Reply Teothone
9:35 PM on September 15, 2021 
buy cialis online nz viagra 100mg online india viagra prescription price where to buy tadalafil 20mg
Reply Zakthone
1:22 PM on September 14, 2021 
where to order generic viagra ciali prednisone 10mg cost
Reply Yonthone
11:18 AM on September 14, 2021 
cost of cialis generic cialis rx coupon sildenafil 48 tabs 50 mg price viagra on the web cialis nz canada drug pharmacy
Reply Teothone
9:10 AM on September 14, 2021 
tadalafil generic cialis no prescription required pharmacy price of viagra 100mg in india stromectol cream tadalafil tablets 10 mg price in india buy tadalafil 5mg
Reply Zakthone
2:23 AM on September 14, 2021 
professional pharmacy buy vardenafil from india singapore cialis
Reply Tedthone
5:19 AM on September 13, 2021 
canada cialis otc where to buy sildenafil canada modafinil purchase tadalafil pills for sale
Reply Zakthone
8:09 PM on September 12, 2021 
5mg tadalafil from canada discount prednisone 10 mg cialis 10mg online canada
Reply Teothone
12:36 PM on September 12, 2021 
cialis 2.5mg order aralen buy generic viagra 50mg online cialis levitra cialis 5 brand cialis best price buy cheap generic viagra online
Reply Yonthone
1:05 AM on September 12, 2021 
canadian online pharmacy generic viagra stromectol cost generic tadalafil 5mg price cialis usa tadacip 20 mg tablet canada cialis pills top 10 online pharmacy in india over the counter budesonide
Reply Tedthone
6:48 PM on September 11, 2021 
generic viagra in india generic singulair otc dexamethasone 80 mg can i buy generic viagra best no prescription pharmacy tadalafil 20 mg buy