Shopping Cart
Your Cart is Empty
Quantity:
Subtotal
Taxes
Shipping
Total
There was an error with PayPalClick here to try again
CelebrateThank you for your business!You should be receiving an order confirmation from Paypal shortly.Exit Shopping Cart

Muni Insurance, inc.

Muni's Blog

5 good reasons to buy Renter's Insurance

Posted on February 17, 2018 at 9:10 PM

1.  It's affordable.  

The average Renter's insurance policy costs about $187 per year which is about 51 cents per day.  The average cost is based on factors such as where you live, how much coverage you desire, etc.  Adding a renter's policy to your existing Auto policy is almost equivalent to what you spend on your towing, glass & rental coverage.  


2.  It covers losses to personal property.

What happens to all of your belongings if there is a fire? A renter’s insurance policy protects against losses to your personal property, including clothes, jewelry, luggage, computers, furniture, and electronics. Even if you don't own much, it can quickly add up to a lot more than you realize – and a lot more than you'd want to pay to replace everything. 


Renter's policies protect against a surprisingly long list of perils. A standard HO-4 policy designed for renters, for example, covers losses to personal property from perils including:


Damage caused by aircraft

Damage caused by vehicles

Explosion

Falling objects

Fire or lightning

Riot or civil commotion

Smoke

Theft

Vandalism or malicious mischief

Volcanic eruption

Weight of ice, snow or sleet

Windstorm or hail

Damage from water or steam from sources including household appliances, plumbing, heating, air conditioning or fire-protective sprinkler systems

 

3.  It provides liability coverage


Liability coverage is also included in standard renter’s insurance policies. This provides protection if someone is injured while in your home or if you (or another covered person) accidently injure someone. It pays any court judgments as well as legal expenses, up to the policy limit.

4.  It covers your belongings while you travel


Renter's insurance covers your personal belongings, whether they are in your home, car,or with you while you travel. Your possessions are covered from loss due to theft and other covered losses anywhere you travel in the world. Check your policy or ask us for details on what constitutes "other covered losses."


2017 Example of this coverage:   We had a client returning from a road trip with her family.  They were extremely tired upon returning from their road trip and left their suitcases in their car.  Their car was stolen that night.  Their renter's policy covered all of their personal belongings even though the belongings were not in their home.  


5.  It may cover additional living expenses.  


Imagine there is a fire in your apartment and now you have nowhere to go. If your home becomes uninhabitable due to one of the covered perils, your renter's insurance policy may cover “additional living expenses,” including the cost associated with living somewhere else temporarily, food and more. Check with your policy to find out how long it will cover additional living expenses, and if it caps the amount the company will pay.


Bundle your Auto with Renter's Insurance....not only will it be affordable, but offer peace of mind at a very low price.  Contact one of our agents (203) 527-3669 





 

https://www.investopedia.com/articles/personal-finance/082714/6-good-reasons-get-renters-insurance.asp

 



Categories: Renter's Insurance, Home Insurance, Discounts

Post a Comment

Oops!

Oops, you forgot something.

Oops!

The words you entered did not match the given text. Please try again.

11945 Comments

Reply Eyeviosy
8:32 PM on July 16, 2020 
singulair cost uk where to buy kamagra amitriptyline 50 mg vermox 100mg tablets sildenafil online without prescription baclofen medicine avana online xenical for sale dapoxetine over the counter order erythromycin chloroquine online buspar medicine amoxicillin cost australia silagra 100 mg sale ventolin prescription australia buy levitra celebrex prescription cost buy hydroxychloroquine cost of generic cymbalta 60 mg where to buy valtrex
Reply Jasonviosy
7:02 PM on July 16, 2020 
buy ciprofloxacin sildenafil 100mg buspar 10 mg buy clonidine buy finpecia valtrex pills kamagra buy erythromycin buy cymbalta generic coupon buy amoxicillin 250 mg online uk
Reply Paulviosy
2:51 PM on July 16, 2020 
kamagra 100mg usa cheapest tadalafil cost furosemide 80 tablet priligy in singapore doxycycline hyclate
Reply Amyviosy
5:27 PM on July 15, 2020 
accutane purchase
Reply Zakviosy
11:48 AM on July 15, 2020 
finpecia 1mg silagra generic paypal buy valtrex online canada buy doxycycline buy ciprofloxacin dapoxetine online xenical tablets chloroquine covid19
Reply Amyviosy
10:47 AM on July 15, 2020 
wellbutrin buy
Reply Teoviosy
10:24 AM on July 15, 2020 
dapoxetine hcl
Reply Judyviosy
7:55 AM on July 15, 2020 
furosemide medication amitriptyline 45 mg buy vermox buy levitra generic for singulair where can i buy clonidine bupropion wellbutrin doxycycline 100mg capsules uk ventolin over the counter avana online
Reply Eyeviosy
1:47 AM on July 15, 2020 
furosemide medication clonidine for smoking cessation baclofen 10mg tablets doxycycline monohydrate dapoxetine 60 mg online amitriptyline uk priligy usa buy ciprofloxacin celebrex generic brand name aralen for sale buy tadalafil amoxicillin online sildenafil price in mexico silagra generic buy cymbalta online australia buy xenical without prescription mebendazole tablets lipitor 2010 levitra cost mexico buspar 15 mg tablet
Reply Markviosy
11:23 PM on July 14, 2020 
doxycycline hydrochloride xenical singapore singulair coupon canada buy atorvastatin where to buy kamagra online uk buy generic dapoxetine uk
Reply Carlviosy
9:51 PM on July 14, 2020 
30 mg buspar silagra 100 tablets lipitor 80 mg buy amitriptyline online tadalafil tablets
Reply Yonviosy
4:47 PM on July 14, 2020 
isotretinoin online valtrex 1000 mg tadalafil 40 mg doxycycline 125 mg
Reply Maryviosy
4:04 PM on July 14, 2020 
sildenafil 100 mg tablet buy clonidine buy avana 2 furosemide 90 mcg ventolin erythromycin cost buy tadalafil online atorvastatin lipitor kamagra uk fast delivery wellbutrin xl
Reply Wimviosy
2:43 PM on July 14, 2020 
generic for singulair
Reply Lisaviosy
1:48 PM on July 14, 2020 
xenical medication
Reply Tedviosy
12:24 PM on July 14, 2020 
dapoxetine hydrochloride buy generic levitra baclofen 30 mg furosemide 100 sildenafil 100mg generic for singulair avana top amoxicillin 500mg capsule
Reply Lisaviosy
8:48 AM on July 14, 2020 
celebrex capsules
Reply Markviosy
5:44 AM on July 14, 2020 
singulair no prescription lipitor 40 mg tablet xenical medicine tadalafil online
Reply Denviosy
4:51 AM on July 14, 2020 
buy isotretinoin avana top online erythromycin furosemide 20 mg wellbutrin generic
Reply Maryviosy
3:27 AM on July 14, 2020 
duloxetine cymbalta buspar 5 mg where can i purchase baclofen without a prescription generic levitra 10mg clonidine hcl 0.1 buy vermox lipitor generic australia price of valtrex without insurance singulair pill amoxicillin 500 mg
0