Shopping Cart
Your Cart is Empty
Quantity:
Subtotal
Taxes
Shipping
Total
There was an error with PayPalClick here to try again
CelebrateThank you for your business!You should be receiving an order confirmation from Paypal shortly.Exit Shopping Cart

Muni Insurance, inc.

Muni's Blog

5 good reasons to buy Renter's Insurance

Posted on February 17, 2018 at 9:10 PM

1.  It's affordable.  

The average Renter's insurance policy costs about $187 per year which is about 51 cents per day.  The average cost is based on factors such as where you live, how much coverage you desire, etc.  Adding a renter's policy to your existing Auto policy is almost equivalent to what you spend on your towing, glass & rental coverage.  


2.  It covers losses to personal property.

What happens to all of your belongings if there is a fire? A renter’s insurance policy protects against losses to your personal property, including clothes, jewelry, luggage, computers, furniture, and electronics. Even if you don't own much, it can quickly add up to a lot more than you realize – and a lot more than you'd want to pay to replace everything. 


Renter's policies protect against a surprisingly long list of perils. A standard HO-4 policy designed for renters, for example, covers losses to personal property from perils including:


Damage caused by aircraft

Damage caused by vehicles

Explosion

Falling objects

Fire or lightning

Riot or civil commotion

Smoke

Theft

Vandalism or malicious mischief

Volcanic eruption

Weight of ice, snow or sleet

Windstorm or hail

Damage from water or steam from sources including household appliances, plumbing, heating, air conditioning or fire-protective sprinkler systems

 

3.  It provides liability coverage


Liability coverage is also included in standard renter’s insurance policies. This provides protection if someone is injured while in your home or if you (or another covered person) accidently injure someone. It pays any court judgments as well as legal expenses, up to the policy limit.

4.  It covers your belongings while you travel


Renter's insurance covers your personal belongings, whether they are in your home, car,or with you while you travel. Your possessions are covered from loss due to theft and other covered losses anywhere you travel in the world. Check your policy or ask us for details on what constitutes "other covered losses."


2017 Example of this coverage:   We had a client returning from a road trip with her family.  They were extremely tired upon returning from their road trip and left their suitcases in their car.  Their car was stolen that night.  Their renter's policy covered all of their personal belongings even though the belongings were not in their home.  


5.  It may cover additional living expenses.  


Imagine there is a fire in your apartment and now you have nowhere to go. If your home becomes uninhabitable due to one of the covered perils, your renter's insurance policy may cover “additional living expenses,” including the cost associated with living somewhere else temporarily, food and more. Check with your policy to find out how long it will cover additional living expenses, and if it caps the amount the company will pay.


Bundle your Auto with Renter's Insurance....not only will it be affordable, but offer peace of mind at a very low price.  Contact one of our agents (203) 527-3669 





 

https://www.investopedia.com/articles/personal-finance/082714/6-good-reasons-get-renters-insurance.asp

 



Categories: Renter's Insurance, Home Insurance, Discounts

Post a Comment

Oops!

Oops, you forgot something.

Oops!

The words you entered did not match the given text. Please try again.

14779 Comments

Reply yeezys
3:08 AM on November 2, 2020 
Thank you so much for giving everyone an extremely brilliant possiblity to read critical reviews from here. It is always so pleasurable and as well , full of amusement for me personally and my office friends to visit your website really 3 times a week to read the latest tips you have got. And of course, I'm just actually happy considering the fantastic principles you give. Certain 3 ideas on this page are really the most efficient we have had.
yeezys http://www.yeezysus.com
Reply yeezy boost 350 v2
2:51 AM on November 2, 2020 
I actually wanted to construct a simple note in order to express gratitude to you for all the pleasant advice you are showing on this site. My particularly long internet look up has at the end been recognized with awesome ideas to share with my good friends. I 'd believe that most of us readers are very much lucky to dwell in a good site with very many awesome people with beneficial things. I feel somewhat lucky to have discovered the web page and look forward to really more fun minutes reading here. Thanks a lot once more for all the details.
yeezy boost 350 v2 http://www.yeezyboost-350v2.us.com
Reply Fastest Payday Loan
12:53 AM on November 2, 2020 
hagerty classic car insurance
Reply Lisaviosy
12:36 AM on November 2, 2020 
tizanidine 4
Reply golden goose
12:14 AM on November 2, 2020 
Thanks a lot for providing individuals with an extraordinarily nice possiblity to read critical reviews from this website. It really is so excellent and also jam-packed with a great time for me personally and my office peers to search your website a minimum of three times in one week to study the fresh things you have got. And of course, I am usually fascinated for the tremendous tips you give. Certain 2 ideas on this page are rather the most beneficial I have ever had.
golden goose http://www.goldengoosesneakers.us
Reply yeezy boost 350 v2
11:42 PM on November 1, 2020 
I and my pals were found to be looking at the great ideas on your web blog and then before long I got a terrible feeling I never thanked the blog owner for those tips. All the young men happened to be as a consequence passionate to see all of them and have in effect actually been taking pleasure in them. We appreciate you simply being quite kind and for selecting such exceptional information most people are really wanting to learn about. My very own sincere regret for not saying thanks to you earlier.
yeezy boost 350 v2 http://www.yeezysshoes.us.com
Reply kawhi leonard shoes
11:25 PM on November 1, 2020 
I and also my pals were viewing the good tips and tricks on your website while suddenly got a terrible suspicion I never expressed respect to the blog owner for those tips. The men ended up for that reason passionate to learn all of them and have in effect honestly been making the most of these things. Thank you for indeed being quite helpful as well as for making a choice on varieties of ideal guides millions of individuals are really desperate to understand about. My very own sincere apologies for not saying thanks to you sooner.
kawhi leonard shoes http://www.kawhileonardshoes.us
Reply French Homework
11:17 PM on November 1, 2020 
resume writing services i need help on math homework home loan programs nationwide car insurance quote permanent life insurance senior adult chat 50
Reply bape hoodie
9:15 PM on November 1, 2020 
I not to mention my buddies came reading the nice information from your web blog and so instantly got a horrible feeling I had not thanked the site owner for those tips. The young men had been for that reason happy to see all of them and have in effect seriously been making the most of them. Thank you for actually being simply considerate and then for finding variety of really good subject areas millions of individuals are really eager to discover. Our sincere apologies for not saying thanks to earlier.
bape hoodie http://www.bape-hoodie.us.com
Reply Jasonviosy
8:28 PM on November 1, 2020 
uk azithromycin over the counter motrin 60 mg tadalafil chewable acyclovir 5 cream coupon provera cost in usa orlistat gnc viagra 20 mg online amitriptyline brand name zyrtec pill 10 mg avana 100 in india
Reply golden goose
7:31 PM on November 1, 2020 
Thank you for all your valuable hard work on this web site. My mom loves working on investigation and it is easy to see why. Many of us know all concerning the dynamic medium you provide both useful and interesting tips and tricks on the web site and in addition invigorate contribution from visitors on that article plus our own simple princess is really discovering a lot. Take advantage of the remaining portion of the new year. You're conducting a superb job.
golden goose http://www.goldengoose-sneakers.us
Reply off white shoes
6:01 PM on November 1, 2020 
My wife and i felt absolutely relieved when Albert managed to round up his survey because of the precious recommendations he received through the blog. It is now and again perplexing to just continually be releasing guidance which usually some people may have been selling. And we all already know we now have the blog owner to thank for that. The entire explanations you've made, the straightforward website navigation, the relationships you can help to create - it's most unbelievable, and it is assisting our son in addition to our family reckon that that situation is thrilling, and that is seriously vital. Thank you for the whole lot!
off white shoes http://www.offwhiteshoes.us.com
Reply Kiaviosy
5:54 PM on November 1, 2020 
generic ivermectin cream
Reply Carlviosy
5:50 PM on November 1, 2020 
cystone 100 tablets where can i get viagra in australia minocycline acne azithromycin 500 mg mexico clarinex medication
Reply golden goose
5:04 PM on November 1, 2020 
I needed to compose you that little remark to help say thanks a lot again on the marvelous views you've documented in this case. It is quite surprisingly open-handed with people like you in giving openly what a lot of people could have sold for an e-book to help with making some profit for their own end, principally seeing that you could have tried it if you wanted. These advice also worked to be the good way to be certain that the rest have the identical zeal just as my personal own to know the truth good deal more on the topic of this problem. I am certain there are numerous more enjoyable situations up front for individuals that looked over your blog post.
golden goose http://www.golden-gooses.com
Reply cheap jordans
4:03 PM on November 1, 2020 
Thanks a lot for giving everyone an extraordinarily special opportunity to read articles and blog posts from this website. It is always so beneficial and packed with a good time for me personally and my office colleagues to visit the blog minimum three times per week to read the fresh guidance you will have. And definitely, I am usually contented with your terrific thoughts you serve. Some 2 facts in this article are undeniably the most beneficial we've had.
cheap jordans http://www.cheapjordan.us
Reply supreme clothing
4:03 PM on November 1, 2020 
I wanted to type a small comment to appreciate you for all of the stunning instructions you are placing here. My time intensive internet look up has now been recognized with useful ideas to write about with my pals. I 'd point out that most of us visitors actually are unequivocally blessed to be in a good place with so many special people with beneficial things. I feel quite lucky to have used your site and look forward to many more brilliant minutes reading here. Thanks a lot once more for a lot of things.
supreme clothing http://www.supremeclothing.us.org
Reply balenciaga shoes
4:02 PM on November 1, 2020 
Thanks a lot for giving everyone an exceptionally marvellous possiblity to read articles and blog posts from here. It can be so good and also full of a lot of fun for me personally and my office co-workers to visit your blog at least thrice in a week to study the newest guidance you have got. And lastly, I am just always contented with all the attractive opinions you give. Selected 4 tips in this post are in truth the best we've ever had.
balenciaga shoes http://www.balenciaga-sneakers.us.com
Reply golden goose
4:02 PM on November 1, 2020 
I and my guys were checking the good key points on your web page then suddenly developed an awful feeling I had not thanked you for those strategies. Most of the people are already happy to learn all of them and already have very much been taking advantage of those things. We appreciate you genuinely simply accommodating and for deciding on some marvelous issues millions of individuals are really needing to know about. My honest apologies for not expressing gratitude to you earlier.
golden goose http://www.goldengoosesneakers.us
Reply supreme outlet
4:02 PM on November 1, 2020 
I simply needed to thank you very much once more. I do not know the things that I could possibly have sorted out without these tactics provided by you directly on that industry. It has been an absolute difficult difficulty for me personally, nevertheless seeing your specialized way you dealt with it made me to jump for delight. I will be happier for your assistance and have high hopes you find out what an amazing job you were providing training other individuals with the aid of your web blog. Probably you haven't come across any of us.
supreme outlet http://www.supremeclothingstore.com