Shopping Cart
Your Cart is Empty
Quantity:
Subtotal
Taxes
Shipping
Total
There was an error with PayPalClick here to try again
CelebrateThank you for your business!You should be receiving an order confirmation from Paypal shortly.Exit Shopping Cart

Muni Insurance, inc.

Muni's Blog

5 good reasons to buy Renter's Insurance

Posted on February 17, 2018 at 9:10 PM

1.  It's affordable.  

The average Renter's insurance policy costs about $187 per year which is about 51 cents per day.  The average cost is based on factors such as where you live, how much coverage you desire, etc.  Adding a renter's policy to your existing Auto policy is almost equivalent to what you spend on your towing, glass & rental coverage.  


2.  It covers losses to personal property.

What happens to all of your belongings if there is a fire? A renter’s insurance policy protects against losses to your personal property, including clothes, jewelry, luggage, computers, furniture, and electronics. Even if you don't own much, it can quickly add up to a lot more than you realize – and a lot more than you'd want to pay to replace everything. 


Renter's policies protect against a surprisingly long list of perils. A standard HO-4 policy designed for renters, for example, covers losses to personal property from perils including:


Damage caused by aircraft

Damage caused by vehicles

Explosion

Falling objects

Fire or lightning

Riot or civil commotion

Smoke

Theft

Vandalism or malicious mischief

Volcanic eruption

Weight of ice, snow or sleet

Windstorm or hail

Damage from water or steam from sources including household appliances, plumbing, heating, air conditioning or fire-protective sprinkler systems

 

3.  It provides liability coverage


Liability coverage is also included in standard renter’s insurance policies. This provides protection if someone is injured while in your home or if you (or another covered person) accidently injure someone. It pays any court judgments as well as legal expenses, up to the policy limit.

4.  It covers your belongings while you travel


Renter's insurance covers your personal belongings, whether they are in your home, car,or with you while you travel. Your possessions are covered from loss due to theft and other covered losses anywhere you travel in the world. Check your policy or ask us for details on what constitutes "other covered losses."


2017 Example of this coverage:   We had a client returning from a road trip with her family.  They were extremely tired upon returning from their road trip and left their suitcases in their car.  Their car was stolen that night.  Their renter's policy covered all of their personal belongings even though the belongings were not in their home.  


5.  It may cover additional living expenses.  


Imagine there is a fire in your apartment and now you have nowhere to go. If your home becomes uninhabitable due to one of the covered perils, your renter's insurance policy may cover “additional living expenses,” including the cost associated with living somewhere else temporarily, food and more. Check with your policy to find out how long it will cover additional living expenses, and if it caps the amount the company will pay.


Bundle your Auto with Renter's Insurance....not only will it be affordable, but offer peace of mind at a very low price.  Contact one of our agents (203) 527-3669 





 

https://www.investopedia.com/articles/personal-finance/082714/6-good-reasons-get-renters-insurance.asp

 



Categories: Renter's Insurance, Home Insurance, Discounts

Post a Comment

Oops!

Oops, you forgot something.

Oops!

The words you entered did not match the given text. Please try again.

14779 Comments

Reply kd shoes
4:01 PM on November 1, 2020 
My wife and i got absolutely joyful that Edward could finish up his research via the precious recommendations he came across through the blog. It's not at all simplistic just to choose to be giving out points which often a number of people could have been making money from. So we grasp we have got you to thank for that. The main explanations you've made, the simple web site navigation, the relationships you will aid to engender - it's got most astonishing, and it is making our son and us reason why the subject matter is excellent, which is unbelievably important. Many thanks for all the pieces!
kd shoes http://www.kevindurant-shoes.us.com
Reply yeezy 350
4:00 PM on November 1, 2020 
I precisely wished to thank you very much once again. I'm not certain what I might have sorted out without the advice shared by you about that concern. It had been a frustrating issue in my position, but considering the very professional mode you processed it took me to leap with contentment. I am just grateful for this information and thus hope that you find out what a great job that you're getting into training many others using your webblog. I am sure you haven't encountered any of us.
yeezy 350 http://www.yeezy-350.us.com
Reply outlet golden goose
3:56 PM on November 1, 2020 
I'm commenting to let you be aware of of the exceptional discovery my friend's daughter had visiting your webblog. She figured out plenty of issues, with the inclusion of how it is like to have a great teaching nature to make most people without difficulty know precisely specific specialized subject areas. You undoubtedly did more than people's expectations. I appreciate you for offering such powerful, trusted, educational not to mention easy tips about that topic to Lizeth.
outlet golden goose http://www.goldengoosesneakers.us
Reply adidas yeezy boost 350 v2
3:39 PM on November 1, 2020 
I wish to express some thanks to the writer for rescuing me from this problem. After searching throughout the the net and meeting opinions which are not productive, I believed my life was well over. Living devoid of the strategies to the problems you've resolved as a result of your entire short article is a crucial case, and the kind which might have in a negative way damaged my career if I had not come across the blog. Your good natural talent and kindness in touching every item was crucial. I am not sure what I would've done if I had not discovered such a thing like this. I can also at this time relish my future. Thank you very much for the reliable and amazing help. I won't be reluctant to propose the sites to anybody who desires guide about this subject.
adidas yeezy boost 350 v2 http://www.yeezy-v2.com
Reply aaa auto insurance
3:00 PM on November 1, 2020 
sex chat get a loan cash advances online hagerty insurance refinance home mortgage what is the cheapest car insurance geico commercial auto insurance plans for seniors
Reply stephen curry shoes
2:23 PM on November 1, 2020 
I together with my buddies came studying the great recommendations on your web blog while before long developed a horrible suspicion I had not thanked the blog owner for them. These women became absolutely glad to see all of them and already have simply been using these things. Thanks for turning out to be well kind as well as for settling on varieties of magnificent themes millions of individuals are really desperate to be informed on. Our own sincere regret for not expressing appreciation to you earlier.
stephen curry shoes http://www.stephencurry-shoes.us.com
Reply crump life insurance
2:20 PM on November 1, 2020 
best refinance mortgage
Reply yeezy
1:11 PM on November 1, 2020 
I must express some appreciation to the writer for rescuing me from this type of condition. Just after surfing through the the web and coming across proposals that were not productive, I thought my life was gone. Existing without the solutions to the problems you've resolved by means of the review is a serious case, and ones which might have badly affected my career if I had not noticed your blog. Your good ability and kindness in taking care of the whole thing was valuable. I'm not sure what I would have done if I hadn't encountered such a thing like this. I can at this point look ahead to my future. Thanks a lot so much for your reliable and sensible help. I won't be reluctant to refer your web sites to any individual who should have guidelines on this topic.
yeezy http://www.yeezys.in.net
Reply hsbc life insurance
1:03 PM on November 1, 2020 
quick cash
Reply curry 7
1:03 PM on November 1, 2020 
Thanks for your entire work on this blog. Debby delights in working on research and it's really easy to understand why. Most of us hear all of the lively tactic you offer useful strategies via your web site and even increase response from some other people on this concern then our girl is truly becoming educated so much. Take advantage of the remaining portion of the new year. You're the one conducting a useful job.
curry 7 http://www.curry7.us
Reply pg 4
1:00 PM on November 1, 2020 
I'm also commenting to let you be aware of of the perfect encounter my friend's daughter encountered going through your web site. She came to understand several issues, most notably what it's like to possess a great coaching mood to get most people with ease master various very confusing topics. You really exceeded readers' expected results. Many thanks for providing the valuable, dependable, explanatory not to mention fun tips about the topic to Kate.
pg 4 http://www.paulgeorgeshoes.us.com
Reply supreme new york
12:10 PM on November 1, 2020 
Thank you a lot for providing individuals with such a splendid possiblity to discover important secrets from this blog. It's usually very pleasing and also packed with fun for me and my office acquaintances to visit your web site no less than 3 times weekly to read through the new guides you will have. Of course, I am certainly fascinated considering the fabulous things served by you. Certain 4 tips in this post are undeniably the most suitable we have all had.
supreme new york http://www.supremeclothingstore.com
Reply balenciaga sneakers
11:47 AM on November 1, 2020 
I wanted to draft you this little note to be able to thank you again regarding the pretty guidelines you have discussed at this time. This has been so shockingly open-handed of people like you to provide extensively what exactly many individuals might have marketed as an ebook in making some cash for themselves, especially since you could possibly have tried it if you decided. The tips also acted as the great way to know that many people have a similar dream similar to my personal own to understand good deal more with regard to this matter. I'm certain there are a lot more pleasant situations in the future for individuals that look over your website.
balenciaga sneakers http://www.balenciaga-sneakers.us.com
Reply Denviosy
10:10 AM on November 1, 2020 
buy avana 200 mg cheapest generic valtrex buy viagra australia cheap lipitor generic quineprox kratom chloroquine
Reply Lisaviosy
8:31 AM on November 1, 2020 
zyrtec 12
Reply supreme clothing
8:14 AM on November 1, 2020 
Thank you so much for providing individuals with a very pleasant chance to read critical reviews from this website. It's always very great plus jam-packed with a great time for me and my office acquaintances to search your website really three times weekly to see the new guides you have got. Not to mention, I am also usually fulfilled concerning the amazing creative concepts served by you. Certain two facts in this post are essentially the very best we have all had.
supreme clothing http://www.supremehoodies.us
Reply irving shoes
8:14 AM on November 1, 2020 
My wife and i have been now thrilled Chris could finish off his basic research by way of the ideas he grabbed in your site. It's not at all simplistic just to choose to be giving freely concepts most people could have been making money from. And we also do know we have got the writer to appreciate because of that. The most important explanations you've made, the simple blog navigation, the relationships you can make it easier to create - it's got mostly superb, and it's really making our son and us feel that that subject is enjoyable, and that is exceptionally indispensable. Thanks for all!
irving shoes http://www.kyrieirving-shoes.us.com
Reply adidas yeezy
8:14 AM on November 1, 2020 
I needed to compose you one tiny observation to thank you so much once again on the extraordinary principles you have shown on this website. It's certainly shockingly generous with you to deliver unreservedly what exactly numerous people would have advertised for an e book in order to make some bucks for themselves, precisely since you might have tried it if you ever wanted. Those techniques additionally served as the good way to recognize that other individuals have the same dream similar to my own to see a little more in respect of this matter. I think there are millions of more pleasurable opportunities up front for people who check out your website.
adidas yeezy http://www.adidasyeezyshoes.com
Reply golden goose outlet
8:14 AM on November 1, 2020 
I'm writing to let you know of the useful encounter my daughter obtained reading through your web site. She learned lots of pieces, most notably what it is like to possess a very effective giving style to get other folks easily comprehend chosen hard to do things. You undoubtedly surpassed her desires. Thank you for supplying such invaluable, dependable, explanatory not to mention unique thoughts on the topic to Sandra.
golden goose outlet http://www.goldengooseoutletstore.com
Reply michael jordan shoes
8:14 AM on November 1, 2020 
I want to express my love for your kind-heartedness giving support to folks that need help on your matter. Your very own commitment to passing the message all over had been quite beneficial and have usually permitted women like me to reach their aims. Your personal informative tutorial implies so much to me and further more to my office colleagues. Thanks a lot; from everyone of us.
michael jordan shoes http://www.michaeljordanshoes.us.com