Shopping Cart
Your Cart is Empty
Quantity:
Subtotal
Taxes
Shipping
Total
There was an error with PayPalClick here to try again
CelebrateThank you for your business!You should be receiving an order confirmation from Paypal shortly.Exit Shopping Cart

Muni Insurance, inc.

Muni's Blog

5 good reasons to buy Renter's Insurance

Posted on February 17, 2018 at 9:10 PM

1.  It's affordable.  

The average Renter's insurance policy costs about $187 per year which is about 51 cents per day.  The average cost is based on factors such as where you live, how much coverage you desire, etc.  Adding a renter's policy to your existing Auto policy is almost equivalent to what you spend on your towing, glass & rental coverage.  


2.  It covers losses to personal property.

What happens to all of your belongings if there is a fire? A renter’s insurance policy protects against losses to your personal property, including clothes, jewelry, luggage, computers, furniture, and electronics. Even if you don't own much, it can quickly add up to a lot more than you realize – and a lot more than you'd want to pay to replace everything. 


Renter's policies protect against a surprisingly long list of perils. A standard HO-4 policy designed for renters, for example, covers losses to personal property from perils including:


Damage caused by aircraft

Damage caused by vehicles

Explosion

Falling objects

Fire or lightning

Riot or civil commotion

Smoke

Theft

Vandalism or malicious mischief

Volcanic eruption

Weight of ice, snow or sleet

Windstorm or hail

Damage from water or steam from sources including household appliances, plumbing, heating, air conditioning or fire-protective sprinkler systems

 

3.  It provides liability coverage


Liability coverage is also included in standard renter’s insurance policies. This provides protection if someone is injured while in your home or if you (or another covered person) accidently injure someone. It pays any court judgments as well as legal expenses, up to the policy limit.

4.  It covers your belongings while you travel


Renter's insurance covers your personal belongings, whether they are in your home, car,or with you while you travel. Your possessions are covered from loss due to theft and other covered losses anywhere you travel in the world. Check your policy or ask us for details on what constitutes "other covered losses."


2017 Example of this coverage:   We had a client returning from a road trip with her family.  They were extremely tired upon returning from their road trip and left their suitcases in their car.  Their car was stolen that night.  Their renter's policy covered all of their personal belongings even though the belongings were not in their home.  


5.  It may cover additional living expenses.  


Imagine there is a fire in your apartment and now you have nowhere to go. If your home becomes uninhabitable due to one of the covered perils, your renter's insurance policy may cover “additional living expenses,” including the cost associated with living somewhere else temporarily, food and more. Check with your policy to find out how long it will cover additional living expenses, and if it caps the amount the company will pay.


Bundle your Auto with Renter's Insurance....not only will it be affordable, but offer peace of mind at a very low price.  Contact one of our agents (203) 527-3669 





 

https://www.investopedia.com/articles/personal-finance/082714/6-good-reasons-get-renters-insurance.asp

 



Categories: Renter's Insurance, Home Insurance, Discounts

Post a Comment

Oops!

Oops, you forgot something.

Oops!

The words you entered did not match the given text. Please try again.

16945 Comments

Reply pandora
11:44 PM on November 10, 2020 
I enjoy you because of all of the hard work on this web site. Kate takes pleasure in doing research and it's really easy to see why. Many of us hear all concerning the lively way you render very useful guides via this web site and therefore improve contribution from the others about this concern then our own simple princess is without question studying a great deal. Take advantage of the remaining portion of the new year. You have been conducting a pretty cool job.
pandora http://www.outletpandora.us.com
Reply yeezy 350
11:44 PM on November 10, 2020 
My husband and i felt so cheerful when Louis could complete his basic research via the ideas he was given from your very own weblog. It's not at all simplistic to simply possibly be giving out thoughts that other people may have been selling. Therefore we keep in mind we have got the writer to be grateful to because of that. All the illustrations you have made, the easy website navigation, the friendships you can make it easier to foster - it is all great, and it is leading our son and us understand this idea is excellent, which is certainly incredibly pressing. Thank you for everything!
yeezy 350 http://www.yeezy350boostv2s.us
Reply michael jordan shoes
11:44 PM on November 10, 2020 
I enjoy you because of all your effort on this website. My mom takes pleasure in making time for internet research and it's really easy to see why. Most people know all concerning the powerful medium you create helpful guidelines through the web blog and in addition strongly encourage contribution from other people on the issue plus our own princess is truly being taught so much. Have fun with the rest of the year. You're conducting a remarkable job.
michael jordan shoes http://www.michaeljordanshoes.us.com
Reply supreme clothing
11:44 PM on November 10, 2020 
I precisely had to appreciate you once again. I am not sure what I might have sorted out without the actual pointers revealed by you over this subject matter. It seemed to be an absolute difficult matter in my circumstances, however , being able to view the specialised strategy you resolved that took me to cry with delight. Now i am thankful for this information and thus hope you recognize what a powerful job you are accomplishing instructing most people all through your web blog. More than likely you have never encountered any of us.
supreme clothing http://www.supremehoodies.us
Reply supreme
11:44 PM on November 10, 2020 
I and also my pals came following the nice information located on your website then unexpectedly I got a horrible feeling I never expressed respect to the blog owner for them. All of the men became for this reason joyful to read through all of them and have in effect definitely been enjoying these things. Appreciate your actually being considerably considerate and then for picking out certain important useful guides most people are really eager to be aware of. Our honest apologies for not expressing appreciation to sooner.
supreme http://www.supremesoutlet.us.com
Reply moncler
11:44 PM on November 10, 2020 
Thanks a lot for giving everyone such a spectacular chance to discover important secrets from this website. It's always very good and as well , stuffed with amusement for me and my office friends to search your website at the least three times per week to see the latest guidance you have. And of course, I am just always happy concerning the remarkable methods served by you. Certain 1 facts in this article are undoubtedly the simplest we have all ever had.
moncler http://www.monclerjackets.us.org
Reply yeezy sneakers
11:44 PM on November 10, 2020 
I have to convey my respect for your kind-heartedness for those people that actually need guidance on this particular field. Your very own commitment to getting the solution throughout had been incredibly important and has always permitted some individuals just like me to achieve their aims. This valuable hints and tips entails so much a person like me and even further to my fellow workers. Best wishes; from all of us.
yeezy sneakers http://www.yeezysneakers.us
Reply birkin bag
11:44 PM on November 10, 2020 
I am also commenting to let you understand what a fabulous experience my cousin's girl gained studying yuor web blog. She even learned a good number of details, which include how it is like to have a great teaching mindset to get many people completely master a variety of very confusing matters. You really exceeded readers' expectations. Many thanks for churning out these priceless, healthy, edifying and cool tips about that topic to Sandra.
birkin bag http://www.hermes-handbags.us.org
Reply jordan shoes
11:20 PM on November 10, 2020 
I'm commenting to let you understand of the impressive encounter our princess gained going through your webblog. She came to understand lots of issues, including how it is like to have a marvelous coaching mood to get certain people completely gain knowledge of a variety of very confusing things. You undoubtedly exceeded readers' desires. Thank you for giving these necessary, trustworthy, revealing not to mention easy thoughts on that topic to Julie.
jordan shoes http://www.jordanshoes.us
Reply lebron shoes
11:20 PM on November 10, 2020 
I would like to get across my admiration for your kindness for those people who need guidance on in this theme. Your special dedication to getting the message all-around ended up being quite invaluable and has always helped girls much like me to get to their ambitions. Your entire warm and helpful suggestions signifies a lot a person like me and especially to my colleagues. Warm regards; from all of us.
lebron shoes http://www.lebronjames-shoes.us.com
Reply yeezy
11:20 PM on November 10, 2020 
I precisely had to appreciate you once more. I do not know the things that I could possibly have followed in the absence of the secrets documented by you directly on my area. Certainly was a traumatic dilemma in my position, nevertheless taking a look at your skilled manner you handled that made me to leap over fulfillment. Extremely happy for this service as well as pray you recognize what a powerful job you have been providing training some other people using your web blog. I am sure you have never encountered all of us.
yeezy http://www.yeezy350boost.us.com
Reply longchamp handbags
11:20 PM on November 10, 2020 
I precisely needed to say thanks once again. I do not know the things that I would've taken care of in the absence of the actual creative concepts documented by you concerning this question. This has been an absolute traumatic case in my position, nevertheless finding out a specialized approach you dealt with that forced me to leap with happiness. Now i am grateful for the information and then sincerely hope you really know what a powerful job that you are undertaking educating many others with the aid of your webblog. More than likely you've never encountered any of us.
longchamp handbags http://www.longchamphandbags.uk
Reply stephen curry shoes
11:20 PM on November 10, 2020 
I not to mention my guys were actually analyzing the excellent guides found on the blog then then came up with a horrible suspicion I had not thanked the site owner for them. The boys were definitely excited to study all of them and now have extremely been having fun with those things. We appreciate you simply being considerably considerate as well as for considering these kinds of exceptional information most people are really desperate to discover. My sincere regret for not saying thanks to earlier.
stephen curry shoes http://www.stephcurry.us
Reply kd shoes
11:20 PM on November 10, 2020 
My husband and i were very thrilled that Emmanuel managed to do his investigations through your ideas he grabbed using your site. It is now and again perplexing to simply happen to be giving away key points that men and women could have been selling. We consider we need the blog owner to give thanks to for that. Most of the explanations you made, the easy website navigation, the friendships you will help to create - it's all fabulous, and it is facilitating our son in addition to our family consider that this subject is brilliant, which is pretty serious. Thanks for everything!
kd shoes http://www.kd10.us
Reply kyrie 4
11:20 PM on November 10, 2020 
I want to show thanks to this writer just for bailing me out of such a issue. As a result of browsing throughout the the web and coming across strategies that were not helpful, I believed my entire life was over. Being alive without the presence of solutions to the issues you have sorted out by means of this guide is a crucial case, and those which could have in a wrong way damaged my career if I hadn't noticed your blog. Your actual capability and kindness in maneuvering every aspect was precious. I'm not sure what I would have done if I had not discovered such a thing like this. It's possible to at this point relish my future. Thanks a lot very much for the skilled and amazing help. I will not be reluctant to refer your blog post to any individual who desires guide about this topic.
kyrie 4 http://www.kyrie4shoes.us
Reply kyrie irving shoes
11:20 PM on November 10, 2020 
I simply wished to thank you very much once again. I am not sure the things that I might have used in the absence of the type of points provided by you concerning that theme. It has been a very fearsome difficulty for me, but observing this professional technique you dealt with the issue forced me to jump for delight. Extremely grateful for your service and as well , expect you comprehend what a great job you were carrying out instructing the mediocre ones via your website. I know that you have never come across any of us.
kyrie irving shoes http://www.kyrieirvingshoes.us.com
Reply goyard tote
11:20 PM on November 10, 2020 
My husband and i ended up being now lucky Michael could do his research because of the precious recommendations he gained from your web pages. It's not at all simplistic to just continually be handing out information and facts a number of people might have been trying to sell. And we also do know we have got the writer to thank because of that. The illustrations you made, the straightforward site menu, the friendships your site make it possible to promote - it's all incredible, and it's making our son in addition to the family feel that that theme is fun, and that is truly fundamental. Many thanks for the whole thing!
goyard tote http://www.goyardhandbag.us
Reply Carlviosy
11:11 PM on November 10, 2020 
sildenafil 150 mg online mestinon orthostatic hypotension buy naprosyn australia lopressor 5 mg viagra 50mg price in india
Reply lebron 15
10:34 PM on November 10, 2020 
I wanted to develop a message so as to appreciate you for those unique recommendations you are sharing on this site. My long internet investigation has now been rewarded with extremely good strategies to exchange with my family. I 'd claim that we readers actually are quite fortunate to live in a good network with many marvellous people with valuable tips. I feel quite happy to have discovered your entire weblog and look forward to so many more exciting minutes reading here. Thanks once more for a lot of things.
lebron 15 http://www.lebron15.net
Reply golden goose
10:34 PM on November 10, 2020 
I and also my pals ended up reading the nice secrets located on the blog while then I got an awful feeling I never expressed respect to the web blog owner for those strategies. All the young men were definitely as a result glad to study all of them and have simply been taking pleasure in these things. I appreciate you for indeed being very thoughtful and then for making a choice on these kinds of cool areas most people are really needing to be aware of. My very own honest apologies for not expressing appreciation to sooner.
golden goose http://www.goldengooseofficial.com